In 2023, the United States experienced 1,077 large hailstorms, causing billions of dollars in property damage. This is 150% of typical storm numbers. One significant storm in 2023 dropped a record-setting 5.5-inch diameter hailstone in Bethune, Colorado.

Many homeowners are unaware of the damage hail can cause to their roofs, especially since it’s often not visible from the ground. Here are ten things to look for when inspecting your roof for storm or hail damage:

1. Dented Gutters, Gutter Screens, or Downspouts

Check your gutters for dents, which often accompany roof damage. Even small impacts on gutters can indicate larger issues on your roof. A heavily dented gutter is a clear sign, but look for minor impacts as well.

2. Damaged Siding and Windowsills/Casings

Inspect your home’s siding and windowsills for dents, dings, or other signs of impact. These areas, along with any exposed metal surfaces like fascia on roof eaves, often show damage if the roof is significantly impacted.

3. Damaged Air Conditioners or Other Outdoor Items

Check your air conditioner and other outdoor equipment for damage. This can signal roof damage and might also qualify for insurance replacement. Inspect sheds, patio covers, porches, and decking for any signs of impact.

4. Damaged Decks or Painted Wood Surfaces

Look for chipped paint on decks and other painted surfaces. Hail impact often causes paint chipping, which can indicate possible roof damage. Check fences and other wooden structures around your home as well.

5. Roof Vents and Shingles

Once on the roof, inspect vents, chimneys, skylights, and shingles for dents, dings, and chipped surfaces. Use chalk to highlight impact points on harder-to-see areas. Damage to these features often accompanies wind damage, so look for both.

Check for missing granules on shingles, which compromises their integrity. Even small hail impacts can lead to leaks over time. The presence of granules in your gutters is another indicator. Mark and photograph these areas for insurance claims.

7. Metal Roof Damage

If you have a metal roof, look for obvious dents. Metal roofs show hail damage more clearly than shingles, making it easier to spot. Inspect for any impact dents, especially on softer metal vents and gutters.

8. Hail Spatter

Look for discolored marks or stains caused by "slushy" hail. While spatter itself may not be claimable, it helps determine hail size and direction, supporting your insurance claim. Spatter on air conditioners, fences, or decks can be a useful indicator.

9. Missing, Lifted, or Creased Shingles

Missing shingles are easy to spot from the ground, but lifted or creased shingles require closer inspection. These issues can be signs of both hail and wind damage. A professional inspection may be necessary to fully assess this type of damage.

10. Tree Limbs or Full Trees Hitting Your Roof

If a storm causes tree limbs or full trees to hit your roof, the damage is often severe. Check for punctures through the roof decking and other components. Keep trees around your home trimmed to minimize this risk.

What Size Hail Causes Roof Damage?

On average, it takes a 1-inch or larger diameter hailstone to damage common asphalt shingles. Here are some common objects for comparison:

• Pea: 1/4-inch

• Marble: 1/2-inch

• Dime or penny: 3/4-inch (considered severe)

• Nickel: 7/8-inch

• Quarter: 1 inch

• Golf Ball: 1 1/2 inches

• Tennis Ball: 2 1/2 inches

• Baseball: 2 3/4 inches

• Tea Cup: 3 inches

• Softball: 4 inches

Field observations and ice stone impact tests show the damage potential of different size hailstones on various roofing materials.

What to Do If You Think You Have Hail Damage

If you suspect hail damage, call a professional contractor for a free roof inspection. They can help you determine the extent of the damage and assist with filing an insurance claim. Always have your contractor present during the insurance adjuster's inspection to ensure a fair evaluation.

Conclusion

Inspecting for hail damage is crucial for maintaining your roof’s integrity and securing fair insurance coverage. If you notice any of these signs, don’t hesitate to contact a professional. Regular inspections and prompt repairs can save you from costly future damages.

Your Turn: Have you experienced hail damage? Share your story or tips in the comments below!

For over 10 years, the team at Simpli Services has helped thousands of homeowners understand roof damage and what to do about it. Contact us today for a professional inspection and keep your roof in top condition!